借七万还八万年息是多少_百度知道
借七万还八万年息是多少
借七万还八万年息是多少
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年利率=（8万元-7万元）/7万元*1年*100%=14.286%，相当于1分4厘2毫86。
采纳率：52%
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蚂蚁借呗利息怎么算 蚂蚁借呗贷款3000利息是多少
　　蚂蚁借呗利息怎么算 蚂蚁借呗贷款3000利息是多少
　　最近，有小伙伴通过蚂蚁借呗贷款3000元，就想知道要怎么算利息。蚂蚁借呗利息的收取方式根据还款方式有所不同，共有提前还款和主动还款两种，不同方式的利息计算方式也不同，下面一起来看看。
　　蚂蚁借呗利息有两种算法：
　　根据融友研究，借呗贷款服务的年息和日息是不同的算法，提前还钱使用的是日息的算法，12月分期还款采用的是年息的算法。
　　其中，借呗的贷款年息比日息便宜，10000元一年只需910元，而如果用0.045%的日息来计算一年的利息，那将高达1650元。
　　那么，借3000元利息怎么算：
　　蚂蚁借呗贷款3000元利息收取情况根据你所采用的还款方式来计算，可分为提前还款和分期还款。
　　南方财富网微信号：南财
48小时排行2,727被浏览1,564,129分享邀请回答4K221 条评论分享收藏感谢收起55840 条评论分享收藏感谢收起财务分析与决策:财务决策与分析—肖星_笔记3
财务决策与分析—肖星_笔记3
企业设立、筹建中的经济活动与财务报表3.2
采购生产环节的经济活动与财务报表3.3
产量、销量与毛利润3.4
销售环节的经济活动与财务报表3.5
费用支付、研发活动与财务报表3.6
所得税、利润、利润分配与财务报表从经济活动到财务报表设立公司，股东投资3200万元现金。 资产
负债+股东权益
货币资金Cash 1
股本Capital stock 1
向银行借款5100万元，借款期限为6个月。 资产
负债+股东权益
货币资金Cash 2
短期借款short-term borrowing 2
购买生产设备，办公家具和车辆，建造办公楼、厂房，话费5700万元，一银行存款方式支付。 资产
货币资金Cash 3
固定资产fixed asset 3
获取一块土地的使用权，话费150万元。 资产
货币资金Cash 4
无形资产intangible assets 4
采购原材料话费2400万元，到12月31日为止支付1600万元现金，其余部分将在下一季度分期支付。 资产
负债+股东权益
货币资金Cash 5
存货ininventory 5
应付账款accounts payable 5
生产出一批产品。产品成本为3600万元，其中使用的原材料价值为2400万元；发生了人工费和其他支出1200万元，以现金支付。 资产
货币资金Cash 6
存货ininventory 6
存货ininventory 6
注意：生产成本是记录在资产负债表的存货（inventory）中的，而不是利润表中。利润表中的营业成本（operating cost）代表产品卖出去时公司失去的价值。营业成本和生产成本的关系：部分和总体的关系。营业成本是生产成本的一部分。营业成本和营业费用的关系：营业费用指公司跟销售相关的费用，如广告费、运费、销售人员的工资、销售人员的各种开支等等。营业成本属于生产环节，而营业费用属于销售环节。判断正误：增加产量而不增加销量，可以提高毛利润。变动成本：原材料，计件工资固定成本：厂房设备的折旧，固定工资如一个公司，变动成本60+固定成本40=生产成本100。若只能以价格80卖掉，则损失20，不卖损失40（固定成本的损失），虽然以价格80卖掉会亏本，但相对亏得少。可见把成本分为变动成本和固定成本对我们的决策十分重要。第一年1000件 营业成本 2000万变动成本1000万+固定成本1000万=生产成本2000万第二年2000件 营业成本1500万变动成本2000万+固定成本1000万=生产成本3000万虽然第二年只卖掉一半的产品，但从报表上来看，这个公司的毛利提升了。所以毛利的提升不一定是业绩的提升，还有可能就是东西没卖出去，库存积压了，折旧告诉我们当我们看毛利的时候需要结合产成品一起看。同样，毛利的减少伴随着产成品库存的额减少，那这个毛利的减少也不是真实的。在重资产的行业中这种现象常见。 销售产品4300万元，销售成本3100万元。到12月31日为止收到3000万元的现金，其余部分将在下一年度内收到。 资产
负债+股东权益
货币资金Cash 7
营业收入sales revenue 7
应收账款Accounts receivable 7
营业成本Sales accounts 7
存货ininventory 7
为下一年采购原材料预付150万。 资产
负债+股东权益
货币资金Cash 8
预付账款Prepaid Accounts 8
支付管理人员工资和行政开支150万元，支付销售人员工资和外地销售分公司开支250万元。 资产
负债+股东权益
货币资金Cash 9
营业费用Sales expenses 9
管理费用Administration expenses 9
研发部门当期花费50万元研究用低成本进行污染处理的技术。
负债+股东权益
货币资金Cash 10
管理费用Administration expenses 10
自行研发技术研究阶段的投入作为费用处理，开发阶段的投入可计入无形资产。自行研发技术成功后申请专利的申请费可以作为无形资产计价。外购的技术记为无形资产。所有企业自创的无形资产都不会在报表上体现。企业自创的无形资产时花费的费用体现在管理费用当中研发部门在公司里，记录费用；研发部门独立于公司存在，记录资产。 支付银行利息130万元。 资产
负债+股东权益
货币资金Cash 11
财务费用Financial expenses 11
支付所得税100万元。 资产
负债+股东权益
货币资金Cash 12
所得税Income tax 12
净利润Net profit 12
分配现金股利100万元。 资产
负债+股东权益
货币资金Cash 13
股东权益Retained earnings 13
现金股利Cash dividends 13
利润分配Profit distribution 13
总表——资产负债表： 资产
负债+股东权益
货币资金Cash 1
股本Capital stock 1
货币资金Cash 2
短期借款short-term borrowing 2
货币资金Cash 3
应付账款accounts payable 5
固定资产fixed asset 3
股东权益Retained earnings 13
货币资金Cash 4
无形资产intangible assets 4
货币资金Cash 5
存货ininventory 5
货币资金Cash 6
存货ininventory 6
存货ininventory 6
货币资金Cash 7
应收账款Accounts receivable 7
存货ininventory 7
货币资金Cash 8
预付账款Prepaid Accounts 8
货币资金Cash 9
货币资金Cash 10
货币资金Cash 11
货币资金Cash 12
货币资金Cash 13
总表——利润表 资产
营业收入sales revenue 7
营业成本Sales accounts 7
Business tax and surcharges
营业费用Sales expenses 9
管理费用Administration expenses 9
管理费用Administration expenses 10
财务费用Financial expenses 11
Impairment loss of asset
Gains on the changes in the fair value
Investment profit
=营业利润operating profit
Net non-operating income
=total profit
所得税Income tax 12
净利润net profit
TerminologiesThe Cash Flow Statement现金流量表 reflects the cash and cash equivalent inflow and outflow of the enterprise for a certain accounting period. Cash refers to cash on hand and deposit that can be used to pay at any time. Cash equivalents refer to the short term, strong liquidity, and readily convertible, low value change risk investments.Land Usage Rights土地使用权 refers to the possession, use, income and limited right of disposition of state-owned land or collective land by state organs, enterprises, institutions, collective and individual citizens, and foreign-funded enterprises in accordance with the statutory proceduresManufacturing expense (Overhead Expense)制造费用/营业费用/企业管理费用 is the cost item from producing products or providing service that should be included in the product or service cost but have no special costs item.Work in process在产品 in the product in processing and not yet finished products, which has two means: in generalized sense includes processing products and semi-finished products fo in narrow sense only means being processed products.Finished Goods产成品 refers to the products that the enterprise has completed all the taxation process which meets the standard specification and technical conditions which shall be sent to the unit of order in accordance with the conditions stipulated in the contract, or can be used as commodity for sales.Variable Cost可变成本 is those costs that the total amount changes linearly with the business volume. Direct labor, direct materials cost changes are typical variable cost, which increase proportionally with total business volume during the period, but the cost of unit product remains unchanged.Fixed cost固定成本 refers to the cost that remains constant in a certain period and a certain amount of business which is not affected by the fluctuation of business volumeResearch and development expenditure (R&D expenditure)研发支出 refers to the cost for the research and development of a project. China's accounting standards on the R & D is divided into two parts: one is the costs during the phase and the expenses which cannot be distinguished between the research phase a the other is the expenditure during the development phase of internal research which demonstrate compliance with the conditions of the capitalization of intangible assets that will be amortized.Brand品牌 refers to the company name, product or service trademark, advertising, which has unique label of market image different from competitors.Off Balance Sheet Asset资产负债表外资产 are usually the assets the enterprises categorized in the account to reduce the debt capital ratio ,including subsidiaries, loan, derivatives which is generally accepted by accounting principles (GAAP); Off balance sheet asset is not listed in the balance sheet, but in the financial report in form of note list. Research and development expenditure, organization construction fees, brand channels construction fees belong to this account.Business activities mentioned in this week’s course1. At the establishment of the company, shareholders invested $32,000,000 in cash.2. Obtained $51,000,000 short-term borrowings.3. Purchased totally $57,000,000 equipment, office furniture, and office building with bank deposits.4. Obtained land usage right of $1,500,000.5. Purchased $24,000,000 raw materials. Paid $16,000,000 in cash before the end of the period and the rest will be paid in installments over the next year.6. Used the $24,000,000 raw materials purchased in item 5, and paid $12,000,000 cash for direct labor and overhead expenses for the manufacturing of products.7. Sold $31,000,000 finished goods at $43,000,000. Received $30,000,000 before the end of the period and the rest will be received in the next year.8. Paid $1,500,000 cash in advance for future purchase of raw materials.9. Paid $1,500,000 wages to managers and $2,500,000 wages to sales persons, all in cash.10. The R & D department spent $500,000 and successfully developed a new technology for pollution control.11. Paid $1,300,000 bank loan interest in cash.12. Paid $1,000,000 income taxes in cash.13. Paid $1,000,000 cash dividend to shareholders.The preparation of financial statements(In ten thousand dollars) Cash
Accounts receivable
Sales revenue
Sales cost
Sales expense
Administration expense
Prepaid accounts
Financial expense
Fixed asset
Income tax
Intangible asset
Net profit
Short-term borrowing
Cash dividends
Accounts payable
Profit distribution
Capital stock
Retained earnings
Income Statement(In ten thousand dollars) Operating income
-Operating cost
-Business tax and surcharges
-Operating expenses (or: sales expenses)
-Administration expenses
-Financial expenses
-Impairment loss of asset
+Gains on the changes of fir value
+Investment income
=Operating profit
+Net non-operating income
=Total profit
-Income tax
=Net profit
Balance Sheet(In ten thousand dollars) Assets
Liabilities
Current assets
Current liabilities
Short-term borrowing
Accounts receivable
Accounts payable
Other receivables
Wages payable
Total current liabilities
Total current assets
Non-current liabilities
Non-current assets
Long-term loans payable
Long-term investment
Bond payable
Fixed asset
Shareholder’s equity
Intangible assets and other assets
Capital stock
Additional paid-in capital
Surplus reserve
Retained earnings
Total assets
Total liabilities and shareholder’s equity一毛钱的利息，借一万块钱，一天是多少钱？_百度知道
一毛钱的利息，借一万块钱，一天是多少钱？
一毛钱的利息，借一万块钱，一天是多少钱？
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时讲的1分利、2分利，是指月息，那不得了啊，那借一万块钱一年才1000元，如果提前还款，借一万块钱每月1000元，一天就是33。如果你是普通借贷，应该是年息10%.3元阿，折算到天，惯例是按照每月30天、每年360天算，你如果月息一毛
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74元这是高利贷吧。。.1=1000元每天利息是年利率吧？如果是的话总利息1W×0
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