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求推荐信誉好的p2p理财公司?信和大金融两年期限的投资收益率多少?
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业务描述：
联系我时说明在列表网看到，说不定有意外惊喜哟！
信和大金融理财公司会是真的吗？有人了解吗？可信吗？加★★★QQ：
★★★请问有谁了解这家公司的？这是我在百度搜索的公
司，看了他们的网站的项目收益真的很高，就是不知道这家公司能不
得，是不是正规的，我自己本人是在一家理财公司投资，但是我投资
的那家公司收益很低，比银行高一些，就想找一家收益高一点的，可
我在百度找的这家公司，收益有点太高了，我怕是骗
子公司不敢投资，因为网上有太多收益高的理财公司就是骗子公司，
或有在这家投资成功过的朋友，告知我一下，让我放宽心一下，有了
解的朋友可以加我Q，如果你也在找投资公司或想投资
也可以加我QQ　我们大家一起交流一下经验。
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Funds from the bank moved to the stock market has become a
trend, the investors bought a bank financial products are
eager to buy stocks due to maturity. This market, since this
year, the issue of financial products retreat. Data show
that in the first quarter of 2015, the bank financial
products issued a substantial reduction of 39.55% in the
four quarter of 2014. After entering the two quarter, the
amount of bank financial products circulation is still in a
downward trend. Bank in innovative financial products
development efforts. However, the design of the part of the
product not only failed to usher in the applause, but
provoked a lot of controversy.
One side is the bullish stock market, the fund gains across
the other side is cut again and again, financial
product yields fell steadily. This year, the market for
financial products tremendous changes. Affected by the cuts
in interest rates and macroeconomic situation, many years
selling the bank non guaranteed financial products no longer
popular, insurance and financial and Monetary Fund also
become a thing of the past, low risk of guaranteed financial
products and stock funds into the bank's main push products.
Financial experts remind investors that interest rates in
the cycle, as well as the choice of long-term bank financial
products to lock the proceeds. At the same time, through the
integrated configuration of low, medium and high risk
financial products to hedge risks, so that increase the
value of your pocketbook. If you are interested in the stock
fund, you can choose a veteran, a well-known fund companies,
because their investment research team has security. In
addition, you can also look for the first channel fund style
and fund manager's past performance. Generally speaking, the
fund manager from long time, especially after the stock
market test fund managers, the most trustworthy. To reduce
the risk, you can set up a limit for yourself, such as ups
and downs over 20% redemption.
The importance of financial products information disclosure
is self-evident, but the bank's letter phi is not in place.
According to data from the China Banking Association, as of
the end of 2014, the banking financial institutions issued a
total of financial products 19.13 million models. The total
amount raised 92.53 trillion yuan, compared to last year
increased 24.44 trillion yuan, 35.89% growth. Behind the
scale of such a huge financial products, is a thousand
investors. However, bank financial products is a long-
standing problem remains unresolved, nearly forty percent of
the bank in financial products operation period not to net
product information disclosure. A professional institutional
financial report in the first quarter, the 100 banks
included in the monitoring of 39 banks in the first quarter
of the operating announcement did not disclose any of its
operating period of the run.
According to the financial sector research center of
financial products, this week the bank financial products
are expected to return the expected rate of 5.17% years,
compared with last week, an increase of 0.04 percentage
points. Only the week of 15 days to 3 months period of
financial products, yields are decreased, the short term (15
days to 1 months) of financial products, yields are the
biggest changes, compared to the previous week reduces the
0.94 percentage points. From the issue of Bank of view, the
highest period of the expected rate of return of the highest
products were from CITIC Bank, Ping An Bank, Bank of
communications, HSBC and Huaxia Bank. From the issue of bank
types, this week, the high expected rate of return of
financial products are large and medium banks, the income
types are more than non guaranteed floating income. From
each period the highest expected rate of return products,
HSBC Bank of a non guaranteed floating income products to
16.02% of the expected return rate of 3 months to 6 months
time to win the first place, CITIC Bank of a non guaranteed
floating income products to 8% of the expected return rate
ranks 7 days and the following period of the product first.
已取消收藏!
收藏失败，未登录！投资信和大金融“魔投?月取”可免费购车，是真还是假？
　　近日，有网友爆料，投资信和大金融“魔投?月取计划”2年时间就能免费购买了一辆价值二十万的轿车，这一投资圈中”现象级“的事件引发了众网友的热议。为了辨别这件事情的真伪，记者深入了解了事情的始末。
　　据称，张先生一家过日子善于精打细算，他们积攒了一百万资金，又计划买一台二十万元的车。购车时，张先生只需缴纳了十万元作为购车首付，又拿到了2年十万的免息车贷。不过，张先生需要到期再缴付十万车贷的12%作为免息贷款手续费，即1,2000元。与此同时，张先生将剩余的九十万元投资了信和大金融的“魔投?月取计划”共24期，每月预计获得9,000元。2年后，张先生将不仅购得爱车，投资到期后还拿到了全部的预期本息收益共计投资收益。投资2年，算来算去张先生相当于免费赚了一辆车。
　　听到张先生的叙述，记者决定一探“魔投?月取计划”的究竟，采访了信和大金融相关负责人。
　　据介绍，“魔投?月取计划”是信和大金融为投资者打造的“整投零取”，最高36月期的投资模式，预期年化收益率12％，100元起投。对于投资金额而已，每投资1元钱，相当于每月获得1分钱的投资收益，即民间所谓的”每月一分息“，投资者可选择12-36期的投资期限，根据不同的投资期限获得不同的收益，不管是安享晚年、用于每月固定个人生活费、公司运营费等的基础应用，还是用于偿还车辆无息贷款、房贷月供等的高级应用，都是非常给力、便捷的。
　　记者了解到，“魔投?月投计划”是信和大金融首创的“魔投”系列投资模式之一，“魔投”包括“魔投?月乘计划”――整投整取、赚了又赚，“魔投?月投计划”――零投整取、积少成多，“魔投?月取计划”――整投零取，1―36个月的灵活投资期限，能够更好地满足投资者灵活、多样化的投资需求。相对于银行存款利率，“魔投――月取计划”更加具有优势，高达12％的预期年化收益率吸引了众多的投资者。
　　“魔投”能够受到投资者的追捧源于“魔投”系列产品的定位非常准确，不仅细分了互联网金融市场潜在的客户群体，经过充分的调查研究把每一个客户群体的投资需求系统归类，并且针对不同客户群体的需求给出了“封装成型”而又“高效易用”的投资解决方案。比如，“魔投――月取计划”就定位于每月需要固定开支一族，如银发一族需要固定生活费、借款一族需要定额还贷资金、创业一族需要发放员工工资等。“魔投”虽然只有月乘、月投、月取计划3种投资模式，但是一方面，单份投资计划可基于客户需求，制订不同的投资金额和投资期限的组合；另一方面，投资者也可根据自身需求，制订多份投资计划，自由匹配相应投资资金到这三种投资模式，成为一整套更能满足客户短、中、长各期投资需求的方案，真正做到了“百变活利”。“魔投”低至100元的投资门槛也是将投资门槛降到最低，投资面扩大到全社会，把“普惠金融”的理念与全面提升客户体验的落地执行做到了完美的融合。
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