速帮贷推出“e房易贷” 费率仅0.05%/天(图)
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　　近日，行业领先的全产业链互联网金融平台速帮贷针对北京地区客户推出了名为"e房易贷"的房地产抵押贷款服务，以期为有资金需求的中小企业主及个人客户解决短期内资金周转困难的问题。截至4月15日之前，通过拨打400-060-8998申请此业务的客户，还将享受到0.05%/天的超低费率，且手续简单，放款快，最高可贷500万。　　业内人士称，自2014年四季度开始，央行不对称降息、公积金贷款限额上调等一系列政策红利成为国内楼市扭转颓势的关键。羊年伊始，房产进一步成为投融资市场的抢手抵押品，火热的互联网金融平台趁势开始抢滩这个市场，房产抵押项目热度也大幅升温。速帮贷相关负责人向记者介绍说："以前房产抵押贷款主要通过银行来提供服务。银行的房产抵押贷款审批条件极其复杂，除了房子之外，借款人还需要证明他的还款能力、收入水平。从审批到放款需要15-20个工作日，而且贷款用途也只能用于个人大额消费，贷款周期最短为6个月，放款额度一般为房屋评估值的30%-50%。这大大降低了小微企业主的借款成功率，而且完全无法满足借款人急需资金周转的需求。"　　此外，记者了解到，通过银行办理房产贷款服务的手续繁杂是一方面，更重要的是银行有一些硬性风险评估维度过于僵化，导致一些实际很优质的借款人由于一些细节的、无关紧要的原因无法获得贷款，而这些人群，正是网贷公司的目标客户。　　速帮贷此次推出的"e房易贷"房产抵押贷款服务就刚好迎合了这个市场，借款人只需提供北京地区个人名下的房产证明及银行出具的征信报告便可通过抵押轻松借款10-500万不等，房屋抵押率高达七成，借款期限1-6个月任意选择，最快仅3天便可收到款项，并且是由央企金融机构直接放款，安全可靠。而在4月15日之前申请此服务的客户更可享受到每天仅0.05%的超低利率、每月服务费仅需0.5%/笔。抵押贷款人通过每月付息，期末还本的方式来还清贷款，提前还款也无需缴纳违约金。这在当前的房地产抵押贷款市场里，具有非常明显的优势。　　目前，"e房易贷"服务只面向18-55岁、个人名下有在北京地区已取得房产证的住宅的客户开展，借款人需提供银行的征信报告，且无不良信用纪录，最短用款期限不低于30天。满足受理条件且有短期资金周转需求的用户即可拨打速帮贷"e房易贷"申请电话，抄底最低费率的借款服务，或登录速帮贷官网了解详情。　　速帮贷简介：　　速帮贷，是北京汇聚财富管理咨询有限公司旗下的全产业链互联网金融服务平台。速帮贷成立于2012年，是行业内最具有金融根基的平台之一。公司高管均来自金融行业，拥有涵盖银行、基金、券商、支付等金融领域丰富的从业经验，尤其在风险控制上有着领先行业的优势。经过三年的稳健发展，速帮贷已建立起1600多人的业务团队，在16个城市建立了城市公司，线上线下联动，获得了超万名客户的选择和认可，截至目前，投资交易金额达到14亿。速帮贷联手联动优势科技有限公司(中国银联旗下子公司)，作为资金托管服务商;携手行业翘楚的环球律师事务所等业界知名公司作为合作伙伴，更独创"1小时保障计划"、"风险备用金计划"全力保障投资人的投资安全及收益。速帮贷将不断完善服务，致力于将优质的金融服务惠及大众。评论该主题
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